Our services in the arrangement of liability insurance for self drive hire operators, also includes the facility to include additional motor trade work undertaken by the proposer, whether this be in connection with their own business or work for third parties. If you do not undertake any motor trade activities, this will be recognized by the split of turnover provided by you.
The available covers are;
additional risks for motor trade occupations.
In order to obtain your self drive hire operators liability insurance quotes, please complete the information or alternatively callers direct on 0845 458 3790.
Based upon the information provided by you as to your requirements for liability insurance, we will provide you with a written quotation that will contain information regarding the premium payable, any premium payment options, the underwriter and any significant features or exclusions of the policy.
Public liability insurance for self drive hire operators offers you protection in respect of your legal liabilities to third parties for injury or property damage arising out of and in course of the operation of your business.
if you are undertaking motor trade activities, such as vehicle sales or sales and service work then the sales and service indemnity extension to the public liability insurance wording protects you in respect of your legal liability for loss or damage arising out of goods and services sold and supplied.
If you employ people, it is a legal requirement under UK law that you affect, Employers Liability Insurance to protect you in respect of your legal liabilities to employees for injury or damage sustained during the course of their employment. The legal minimum is £5 million in the UK. The standard limit is £10 million. There are certain exceptions to this requirement, these are limited and relate largely to close family members and private limited companies, where the sole shareholder is the only employee.